Hayati, isra, and Amelia Rizky. “ANALYSIS EFFECTIVENESS CONVENIENCE USE PAYMENT TRANSACTION NON- CASH FINANCE TO USE OF QRIS”. International Journal of Economic, Technology and Social Sciences (Injects), vol. 4, no. 1, June 2023, pp. 1-8, https://jurnal.ceredindonesia.or.id/index.php/injects/article/view/878.